What's Comprehensive Cover?

This type of policy offers the broadest protection against financial loss from using a motor vehicle. The policy covers not only the insured’s liability for causing bodily injury (including death) or property damage to third-parties (including bodily injury and death to passengers), it also covers damage to the vehicle that the insured owns, or with some exceptions, other vehicle that the insured uses with the permission of the vehicle owner.

 

Apart from these, the policy may also offers additional benefits. For example, the insurer can provide for reasonable medical expenses that the insured has incurred arising out of his own bodily injury. This medical expense benefit can be extended to cover injuries sustained by any authorised driver or any occupants of the insured’s vehicle. Then, there is also the personal accident benefit which provides monetary compensation for death or disability sustained by the insured and/or any occupants of the insured’s vehicle.

Other Types of Cover:

1.Third Party Only

2.Third Party - Fire & Theft